Taking your lunch to work will save you $700 to $1,000 per year.
Get rid of your land line if you have a cell phone.
Eliminate your long distance service.
Put restrictions on your kids phone bills.
Plan a weekly food menu to save $2,000 – $4,000 per year on groceries.
Pay off your credit cards. Set aside a little from each paycheck for next year and buy Christmas stuff for next year.
Make going out a special occasion, but get an entertainment book with the two for one deals.